Numblyra guide
How to Calculate a Freelance Hourly Rate
A transparent method that includes income, costs, unpaid time and a reserve.
The short version
Use these steps as a starting framework. Replace generic assumptions with evidence from your actual work, market and location.
1. Step 1
Start with the annual personal income you want the business to support.
2. Step 2
Add recurring business costs and a reserve for taxes, risk and profit. Use a reserve you understand rather than treating it as tax advice.
3. Step 3
Divide by realistic billable hours, not every hour you plan to work. Then compare the result with market evidence and project value.
Put the method into practice.
Open the free Numblyra calculators and test your own assumptions.